FrankCrum's PEO pricing is built around you—not a price list. We take the time to understand your business, your challenges, and your goals, then we create a custom proposal that fits your needs. Most clients save money by outsourcing HR, payroll, benefits, and workers' compensation. Ready to see what you'll pay?
At FrankCrum, we believe every business deserves personalized service, starting with how we price our partnership. Cookie-cutter pricing forces you to pay for services you don't need or leaves gaps in your coverage. Our custom approach ensures that your quote is perfectly tailored to the unique needs of your business.
Click the plus sign to see the key factors used in building your custom proposal.
Larger payrolls spread administrative costs across more employees, often resulting in lower per-employee fees. Our sliding scale pricing means that both startups and established companies receive competitive rates.
Not all industries and work types are created equal when it comes to workers' compensation rates:
Work that carries a higher risk of injury, such as construction, roofing, and electrical, results in higher workers’ comp rates
Work that has a lower risk profile, such as professional services and consulting, results in lower workers’ comp premiums
Your claims history also impacts your rate
Good news: FrankCrum's AM Best-rated workers' comp carrier often beats competitors' rates, even for high-risk industries. Plus, our pay-as-you-go model means no big upfront premiums and no year-end audits.
If you choose to offer employee benefits, your pricing will be impacted by the options you select:
Health insurance (we work with major carriers like Aetna and Florida Blue)
Dental and vision coverage
401(k) retirement plans (free to offer with 8+ participants)
Life and disability insurance
Pet insurance and other voluntary benefits
Our group buying power means you'll access Fortune 500-level benefits at small business prices.
Every FrankCrum partnership includes:
Full-service payroll processing with dedicated coordinator
HR support from a certified HR consultant (not a call center)
Account management to optimize your service experience
Workers' comp insurance and claims management
Compliance support (OSHA, FMLA, COBRA, ACA, and more)
Safety and risk management team
MyFrankCrum HRIS platform with employee self-service
Employment Practices Liability Insurance (EPLI)
Cyber Liability Insurance
We also offer optional add-ons, including healthcare and benefits packages, background checks and drug testing, TrainingHub Learning Management System, Time and Attendance software, and more.
At FrankCrum, transparency matters. Every pay period, you'll see a clear breakdown of costs.
Here are the items commonly found on FrankCrum invoices.
| Invoice Line Item | What It Covers |
|---|---|
| FICA | Social Security and Medicare taxes (required by law) |
| FUTA | Federal unemployment tax |
| SUTA | State unemployment tax (varies by state and claims history) |
| Workers' Comp | Workers' compensation insurance premiums (pay-as-you-go, no audit) |
| Administrative Fees | Payroll, tax filing, compliance |
| FrankAdvice | Dedicated HR consultant and timely HR resources |
| EPLI | Employment Practices Liability Insurance (protects against lawsuits) |
| Cyber Liability | Cyber liability insurance coverage |
| Optional Benefits | Health, dental, vision, 401(k) (if selected, billed at our group rates) |
Unlike some PEOs, we don't surprise you with hidden fees. What you see on the rate sheet of your quote is what you pay.
Our flexible, customer-focused approach delivers real savings:
Our AM Best-rated carrier delivers competitive rates with pay-as-you-go pricing. No big upfront premiums. No year-end audit surprises. Just predictable, affordable coverage.
Hidden costs of in-house payroll (staff time, errors, penalties, compliance risks) make outsourcing more cost-effective for most businesses. We include W-2s and 940/941 filings that others charge extra for.
Our group buying power means Fortune 500-level benefits at small business prices. Clients typically save compared to buying health insurance directly. Dental, vision, and pet insurance cost you nothing—employees pay if they want coverage.
Stop Googling employment law questions or paying $300/hour for HR consultants. You get unlimited access to certified HR professionals with certifications and real-world management experience. No phone queues. No ticket systems. Just answers when you need them.
Included services that would cost thousands separately:
Our multiple-employer 401(k) plan incurs no annual fee when you have 8 or more participants.
When FrankCrum acts as the employer of record for state unemployment insurance, FrankCrum's excellent claims management history often results in significant SUTA savings compared to what you'd pay on your own.
Discounted per-use pricing with no subscription fees.
Calculate what your time is worth. Most business owners spend 10-20 hours monthly on HR tasks. At $100/hour (conservative), that's $12,000-24,000 yearly in opportunity cost. FrankCrum gives you that time back to focus on growing your business.
Get your personalized quote. No pressure. No hidden fees. Just honest pricing and expert guidance.
Or call us at 800-277-1620 to speak with a FrankCrum representative.
There's no universal "per employee" rate because pricing depends on your specific situation. However, most small to mid-sized businesses find that their total cost (including all HR services, payroll, workers' comp, and benefits) is comparable to or less than what they were paying piecemeal. Request a quote to see your exact pricing.
For most small and mid-sized businesses, yes. When you add up the cost of payroll software, benefits, HR consultants, workers' comp premiums, compliance tools, and your time, a PEO typically costs less while delivering better results. Plus, you gain expertise you couldn't afford to hire full-time.
Here are a few optional services that are available for an additional fee:
Employee benefits premiums (passed through at our discounted group rates)
Benefits admin for your existing health plan (if you want to keep your current carrier)
TrainingHub Learning Management System
Applicant Tracking System and Time & Attendance software
We'd rather give you an accurate quote than a misleading estimate. Call 800-277-1620 for a quick consultation, and we'll build your custom quote. No pressure. No sales tricks. Just transparent pricing and honest advice on whether we're the right fit.
Your pricing scales with your business. Add employees and your workers' comp premiums adjust automatically (pay-as-you-go). Administrative costs adjust based on your payroll levels. No surprises.
We're competitive with other top-tier PEOs. But here's where we really stand out: personalized service without enterprise pricing. You won’t wait in a phone queue or deal with a different rep each time you call. Our 91% retention rate and 9/10 satisfaction score prove clients see the value.